Housing Type
Damage Cause
Damage Class
Criterion
Conventional w Basemt
Flooding
Affected
Minimal damage to structure or contents. Any water line in the crawl space or basement when essential living space or mechanical components are not damaged or submerged.
Conventional w Basemt
Flooding
Minor
Water line up to 18 inches in an essesntial living space. Damage to mechanical components.
Conventional w Basemt
Flooding
Major
For essesntial living space: water level 18 inches or greater and damage to mechanical components or electrical utilities such as main electrical panel; AND failure or partial failure to structural walls, foundation, or support structures. For non-essential living space: failure or partial failure to structural walls, foundation, or support structures; AND severe damage to or complete failure of mechanical components or electrical utilities (such as main electrical panel) due to water level.
Conventional w Basemt
Flooding
Destroyed
2 or more walls bowed, missing, or collapsed. Residence is unsafe, and requires immediate demolition. Per the matrix, there is no water depth requirement for a destroyed residence.
Conventional w/o Basemt
Flooding
Affected
Minimal damage to structure or contents. Any water line in the crawl space when essential living space or mechanical components are not damaged or submerged.
Conventional w/o Basemt
Flooding
Minor
Water line up to 18 inches in an essential living space. Damage to mechanical components.
Conventional w/o Basemt
Flooding
Major
Water line above 18 inches. Electrical outlets inundated regardless of water depth. Partially collapsed or collapsed wall(s).
Conventional w/o Basemt
Flooding
Destroyed
2 or more walls bowed, missing, or collapsed. Residence is unsafe, and requires immediate demolition. Per the matrix, there is no water depth requirement for a destroyed residence.
Manufactured
Flooding
Affected
Water line in yard; no damage affecting habitability. Cosmetic damage only.
Manufactured
Flooding
Minor
Water line is below the floor system. Skirting or HVAC is impacted. No structural damage to the residence and it has not been displaced from the foundation.
Manufactured
Flooding
Major
Water has come into contact with the floor system. Residence has been displaced from the foundation, block or piers and other structural components have been damaged.
Manufactured
Flooding
Destroyed
Complete failure of 2 or more major structural components.
Conventional
Event Other Than Flooding
Affected
Partial missing shingles or siding. Cosmetic damage. Broken screens, gutter damage, or debris. Damage to an attached structure such as porch, carport, garage, or outbuilding not for commercial use. Damage to landscaping, retaining walls, or downed trees that do not affect access to the residence.
Conventional
Event Other Than Flooding
Minor
Non-structural damage to roof componencts over essential living space to include shingles. Non-structural damage to interior wall components. Non-structural damage to exterior components. Multiple small vertical cracks in foundation. Damage to chimney. Damage to mechanical components. Damage or disaster related contamination to a private well or septic system.
Conventional
Event Other Than Flooding
Major
Failure or partial failure to structural elements of the roof over required rooms. Failure or partial failure to structural elements of the walls. Failure or partial failure to foundation.
Conventional
Event Other Than Flooding
Destroyed
Only foundation remains. Residence will require immediate demolition or removal b/c of disaster related damage or confirmed imminent danger.
Manufactured
Event Other Than Flooding
Affected
Frame is not bent, twisted, or otherwise compromised. No structural components of the dwelling have been damaged.
Manufactured
Event Other Than Flooding
Minor
No structural damage to the residence and it has not been displaced from the foundation. Non-structural components have sustained damage. Skirting or HVAC is impacted.
Manufactured
Event Other Than Flooding
Major
Residence has been displaced from the foundation, block or piers and other structural components have been damaged.
Manufactured
Event Other Than Flooding
Destroyed
Frame is bent, twisted, or otherwise compromised. Missing roof covering or the structural ribbing has collapsed for the majority of the roof system.
Damage Assessment Field Guide (June 2018)
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Please reference the Damage Class pages, or view the Field Guide in its entirety for more detailed information.